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Are home prices stabilizing? Don't believe everything you read. I'm finding that some of the homes I'm selling that are not foreclosures or short sales are still directly affected by distressed properties. There are still significant price drops in the lower priced homes. This is a price range with the greatest demand, which should recover first. According to the following article,Barclays analyst sees housing rebound coming in 2012, 'This stability on the part of nondistressed prices has occurred despite a very high share of distressed activity and continued declines in overall prices'.
I do think that with the cap coming off the refinance guidelines will help... Read More  Is Now The Best Time To Invest? “Rents rose at a better than 3 percent annualized rate in the third quarter of 2011, according to government data.” —Lawrence Yun, NAR Chief Economist “If annual rent gains remain near 3.5 percent, rents will double in 20 years...” —Lawrence Yun, NAR Chief Economist ... Read More 
Attention Short Sale Sellers: You may get additional money to sell your home from your lender. Currently many short sale lenders are paying from $3,000 to $30,000. We negotiate to get your moving expenses and more at NO ADDITIONAL COST TO YOU! We are successful in getting most short sale deficiencies waved. We work to get you to closing without having to bring cash to close and no deficiency judgement on first liens, second liens, lines of credit and association fees. Every loan varies depending on the lender, investor and circumstance.
Avoid Foreclosure Steps you can take to help avoid foreclosure: Communicate with your lender at least every two weeks. Make sure that your intentions to avoid foreclosure are made clear to all lenders. Have a financial plan in place to avoid foreclosure either by short sale, forbearance or deed in lieu of foreclosure. Get your financial documents into the short sale negotiator or lender and keep them updated. Communicate with your lender (yes this is stated twice). Lack of communication leads the lender to believe that the property may be abandoned.
The Right Real Estate Agent Finding the best real estate agent can be the difference between a happy, stress-free home buying or selling experience, and a miserable financial disaster. We treat each transaction as the financial investment that it is.
First, you'll want an real estate agent prepared to make a full-time commitment to you. We are usually available 16 hours a day during the week and available most weekends. Our clients can tell you that they never wonder whether they received enough information and guidance. We keep you informed every step of the way. You will get updates regarding offers and offer acceptance, home inspections, appraisals, loan status on a regular basis. We do the work, but you are always in control. Proper communications ensure that control. Second, you'll want an agent with the experience needed to know the local neighborhoods, schools, market conditions, finance options, and home inspections etc. Equally important and often overlooked is an agent who can negotiate on your behalf. You need an agent that will help you get the most for your money. This only happens with extensive research, experience, planning and finesse. Only the clients that work with us, know exactly what we do to help ensure we negotiate the most advantageous deals for them. ~ Sorry, but if everyone knew, the agents who were willing to put forth the effort would gain a competitive advantage reserved for our clients. Third, you'll want an agent who embraces the power of technology without losing the personal touch. You'll love the resources available, which extends to numerous sites, such as Realtor.com, Trulia, Zillow, Homes.com, Craigslist, Homesdatabase, and many more. When you use us to list your property, you have the advantage of having your property in featured positions. This is an extra fee we pay for, but have found it an asset to getting the attention your property needs to get sold quickly. Our professional in-house marketing team has extensive marketing experience. This is an investment in getting your home sold swiftly at top dollar. This is advantageous to everyone! Let's get together and talk about your home buying and/or selling plans. Call me on my cell phone 301-674-3056 or send me an email ct@mris.com . We'll set up a time that is easy and convenient for you to meet. Carolyn is a trained NACA Realtor / NACA Buyer's Agent. NACA Realtors can help guide you through the Neighborhood Assistance Corporation of America programs. No Closing Cost, No Down Payment - Must be owner occupied with a purchase cap of $362,000.
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